Not all end-of-life planning tools are built for the same person. We break down the best options — from free to $499 — so you can pick the right one for where you are right now.
“The tools that help you get your house in order—while you still can.”
Only about 1 in 3 Americans have a will, and even fewer have a comprehensive end-of-life plan that covers digital accounts, care directives, funeral wishes, and pet arrangements. The good news: there are tools that make this surprisingly manageable. The tricky part is that they’re not all built for the same person.
Some people just need a simple will. Others want a full digital vault where every password, policy, and preference is stored and shared with the right people. And some people just need a guided conversation to figure out what they even want. The right tool depends on where you are in your planning journey and what feels manageable right now.
Here’s how to pick the right one.
Why This Matters
Planning for death feels uncomfortable. But here’s the truth: having everything in order is one of the most generous things you can do for the people you love. It means they won’t have to guess what you wanted. They won’t have to hunt for passwords, argue over wishes, or spend months untangling what you left behind.
These tools make it manageable. Pick the one that fits where you are today, and start. You can always upgrade or add more later. The hardest part is the first step—and every tool on this list is designed to make that step easier.
